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Scholarships are the ideal form of student aid, as they are basically gifts that never have to be repaid. On the other hand, student loans must be repaid, but they're made at very low interest rates, and usually you're not required to begin repayment until six months after you graduate.
Some student loans require you to prove financial need, but some of them don't. Many students turn to student loans as a method to pay for college. Basically, if you cannot get access to the free money you have to borrow it in the form of a student loan.
Should you apply for scholarships? We think so. Why? Beyond the obvious fact that every extra dollar can help you and your family, the scholarship process is also a way to develop the winning skills that will serve you well in whatever you do in your life. The ability to organize, prioritize, write well, match message to audience and most of all, know yourself, are gifts you should give yourself as soon as possible.
Scholarships originate from a variety of sources: College-Specific Awards, Private Organizations, and State and Federal Sources of Financial Aid Funds.
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